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Workers’ compensation is a no-fault insurance system used by employers nationwide to provide medical coverage and wage-replacement benefits for workers who suffer injuries or contract illnesses while on the job. Being at no fault, neither employer nor employee can hold the other party legally responsible for the injuries or illnesses occurring at work.

Every state has adopted laws that require most employers to carry workers’ compensation insurance for their employees. This insurance protects workers if they’re injured on the job by covering medical expenses as well as replacing lost wages due to time off work.

The Job Accommodation Network (JAN) reports that employees who are injured and out on leave are less likely to return to work the longer they’re out. In addition, the U.S. Census Bureau and Bureau of Labor Statistics estimate that employers lose upwards of $40 billion annually due to absenteeism.

Workers’ compensation is a no-fault system to provide medical care and reimbursement for lost wages for employees who are injured at work or who fall ill from chemical exposure or other unhealthy workplace conditions. Being no-fault means that neither employee nor the employer can hold the other responsible legally.

Workers’ compensation has been created to protect workers in the case of an injury incurred at work. But if you already have a pre-existing condition, you may be wondering how workers’ compensation insurance affects you.

When involved in a workplace accident or suffering a work-related illness, getting adequate medical treatment is important to help you recover fully. Your doctor will provide medical treatment, set work restrictions, recommend lifestyle changes, or refer you to a specialist if necessary.

For most people in Anchorage, Fairbanks, Juneau, Wasilla, and Palmer, Alaska, going to work and returning home requires some sort of commute. During that commute, there is always a chance that something will happen that will result in injuries, such as an auto accident, a fall, or some other misadventure.

In the last couple of years, it’s become more and more common for people to work remotely. This could be an individual choice they’ve made in their career or a mandate by their employer or state.

In March 2020, the nation and the world began responding to the spread of a novel coronavirus that the World Health Organization (WHO) named COVID-19. As vaccines against the virus began appearing in November 2020, nations responded by urging citizens to be vaccinated.

Being involved in a work-related accident can be a difficult and unsettling experience for the victim and their loved ones. Such accidents can cause minor to serious injuries, temporary disability, missed time at work, loss of productivity, or sometimes death.