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Workers’ compensation is a no-fault system to provide medical care and reimbursement for lost wages for employees who are injured at work or who fall ill from chemical exposure or other unhealthy workplace conditions. Being no-fault means that neither employee nor the employer can hold the other responsible legally.

Workers’ compensation has been created to protect workers in the case of an injury incurred at work. But if you already have a pre-existing condition, you may be wondering how workers’ compensation insurance affects you.

When involved in a workplace accident or suffering a work-related illness, getting adequate medical treatment is important to help you recover fully. Your doctor will provide medical treatment, set work restrictions, recommend lifestyle changes, or refer you to a specialist if necessary.

For most people in Anchorage, Fairbanks, Juneau, Wasilla, and Palmer, Alaska, going to work and returning home requires some sort of commute. During that commute, there is always a chance that something will happen that will result in injuries, such as an auto accident, a fall, or some other misadventure.

In the last couple of years, it’s become more and more common for people to work remotely. This could be an individual choice they’ve made in their career or a mandate by their employer or state.

In March 2020, the nation and the world began responding to the spread of a novel coronavirus that the World Health Organization (WHO) named COVID-19. As vaccines against the virus began appearing in November 2020, nations responded by urging citizens to be vaccinated.

Being involved in a work-related accident can be a difficult and unsettling experience for the victim and their loved ones. Such accidents can cause minor to serious injuries, temporary disability, missed time at work, loss of productivity, or sometimes death.

When you get injured on the job or develop a work-related illness, you have the right to pursue a workers’ compensation claim in Alaska. When filing a workers’ comp claim against your employer’s insurance carrier, you hope that the process will be quick and straightforward so that you don’t have to worry about your inability to pay the bills.

A workplace injury can be a traumatic and expensive event, no matter who was at fault. These injuries may have lasting effects that linger far past the initial incident.

Premiums businesses pay for workers’ compensation insurance continue to go down in Alaska. Why? The Alaska Department of Labor and Workforce Development attributes the decrease to two major factors — lower medical costs and a reduction in the number of worker claims.