WORKERS' COMPENSATION FAQS
Do I Still Qualify for Benefits if The Accident Was My Fault?
Workers’ compensation in Alaska is a no-fault system. Unless the accident occurred because you were intoxicated or you intended to cause harm, you should be eligible to receive benefits for your injuries. Also, if you suffered injuries because you deliberately ignored safety protocol, the insurer may deny your claim.
Can I Choose My Own Doctor?
Your employer may have a list of preferred providers, but you are free to choose your own caregiver. If you decide to switch doctors during your treatment, you must seek approval from your employer first. At some point, your employer may request that you allow the insurer’s doctor to examine you, and you risk losing your benefits if you fail to comply.
Can I Sue My Employer?
In most cases, no. Your employer provides insurance to cover your work-related injuries in exchange for protection from lawsuits. However, there are certain circumstances that may permit legal action, such as third-party liability or the intentional misconduct by your employer.
Do I Need a Lawyer for My Workers’ Comp Claim?
While many workers’ compensation claims resolve without the help of an attorney, it is not always easy to know exactly what your claim is worth or if you are receiving the maximum benefits to which the law entitles you. Additionally, working with an attorney from the beginning of the process means having a ready advocate if disputes should arise.
If you have been injured at work, call today for answers to your questions, help with your claim or representation with your dispute. You can also contact us through our confidential form on this website.