What Benefits Are Available Through Workers' Compensation?

By Justin S. Eppler

Being involved in a work-related accident can be a difficult and unsettling experience for the victim and their loved ones. Such accidents can cause minor to serious injuries, temporary disability, missed time at work, loss of productivity, or sometimes death. Thankfully, workers' compensation insurance and laws are designed to protect employees who become injured or disabled while working at their jobs or are involved in an on-the-job accident.

If you are trying to understand the workers’ compensation insurance in Alaska and the benefits available, you need to speak with a knowledgeable Alaska workers’ compensation attorney for detailed guidance. At the Law Office of Justin S. Eppler, LLC, we are committed to offering knowledgeable guidance and advocacy to clients in workers’ compensation matters. We're available to discuss your unique situation, enlighten you about the workers’ compensation benefits, help determine your eligibility, and guide you through the claims process.

The Law Office of Justin S. Eppler, LLC is proud to serve clients throughout Anchorage, Fairbanks, Juneau, Palmer, and Wasilla, Alaska.

Workers' Compensation Benefits in Alaska

Workers' compensation can be described as a state-mandated insurance program that offers benefits to workers who suffer injuries, disabilities, or illnesses while working at their jobs. In Alaska, workers' compensation is a no-fault system. Hence, any employee who becomes injured, ill, or disabled while on the job can seek workers' compensation benefits without providing fault.

What Is Covered?

Alaska workers' compensation covers most injuries, illnesses, and occupational diseases that arise while on the job or in the scope of the worker's employment. The insurance policy also covers mental injuries that do not result from termination, demotion, disciplinary action, or an action which the employer takes in good faith.

Am I Eligible?

Under Alaska law, all employers are required to provide workers' compensation insurance for their employees. Hence, most workers in Alaska are covered, but there are a few exceptions, such as:

  • A cleaner

  • A part-time babysitter

  • Seasonal workers

  • Commercial fishermen

  • Contracted entertainers

As mentioned earlier, workers' compensation insurance covers all illnesses or injuries which occur during the course and scope of employment, including occupational illnesses and traumatic injuries. A skilled attorney can help determine your eligibility and enlighten you about the available benefits.

What Benefits Are Available?

The following benefits may be recovered by filing a workers' compensation claim in Alaska:

  • Medical expenses for diagnosing and treating your injury or illness

  • Reimbursement for mileage and other transportation expenses related to your medical treatments

  • Temporary disability payments while recovering and unable to work

  • Compensation for permanent impairments caused by your on-the-job injury, accident, or illness

  • Rehabilitation

  • Retraining

In order to receive the above workers' compensation benefits and more, you should report your injury or illness to your employer immediately. Make sure you submit an injury report to your employer within 30 days of your illness or injury. An experienced attorney can advocate for your legal rights, help apply for your workers' compensation benefits, and attempt to recover the maximum possible compensation.

How Legal Counsel Can Help

When injured or disabled while working at your job, workers' compensation is intended to provide some type of relief for you. However, filing your insurance claims can involve a lot of complexities. Determining your eligibility and the available benefits can present different challenges when pursuing your claims. A knowledgeable attorney can educate you about the workers’ compensation insurance, laws, and benefits available to you.

At the Law Office of Justin S. Eppler, LLC, we have the experience, resources, and diligence to assist and guide clients in workers' compensation matters. As your legal counsel, we will review all the surrounding facts of your unique situation, carry out a detailed, private investigation, and determine the benefits that are available to you. Using in-depth legal understanding, our team will fight diligently to protect your legal rights and attempt to recover your deserved compensation for your injuries, lost wages, and other potential benefits.

Contact the Law Office of Justin S. Eppler, LLC today to schedule a simple consultation with a skilled workers’ compensation attorney. Our dedicated team can offer you the experienced legal counsel, assistance, and comprehensive representation you need in your workers’ compensation claims. We're proud to serve clients throughout Anchorage, Fairbanks, Juneau, Palmer, and Wasilla, Alaska.